Free program
Homebuyer Academy
Prepare to buy. Understand the process. Become mortgage ready. A structured pathway from “I’m interested” to informed, sustainable homeownership.
Your 10-step program
The whole homebuying journey, start to finish
Group classes plus at least one one-on-one readiness session to build your personal action plan.
Homeownership Decision & Goals
Rent vs. buy, your goals and timeline, and the total cost of owning.
You’ll leave with: a written homeownership goal and timelineBudget, Cash Flow & Reserves
Income, expenses, irregular costs, reserves and your affordability margin.
You’ll leave with: a spending plan and reserve targetCredit & Debt Readiness
Credit reports and scores, disputes, utilization, payment history and debt strategy.
You’ll leave with: a credit action planMortgage Fundamentals
Loan types, interest and APR, points, escrow, taxes, insurance, PMI and closing costs.
You’ll leave with: a mortgage comparison worksheetAffordability & Purchase Power
Debt-to-income, cash to close and stress-testing a monthly payment.
You’ll leave with: your personal affordability rangeDown Payment & Assistance
Savings, gifts, grants, and state and local assistance programs.
You’ll leave with: an assistance research checklistThe Home Search & Offer
Agents, property criteria, offers, contingencies, appraisal and inspection.
You’ll leave with: your buyer team and property planFair Housing & Fraud Protection
Your fair housing rights, predatory practices, wire fraud and scams.
You’ll leave with: a fraud-prevention checklistFrom Contract to Closing
Loan estimates, closing disclosures, underwriting, title and the final walk-through.
You’ll leave with: a closing readiness checklistSustainable Ownership
Maintenance, reserves, taxes, insurance, HOAs and staying on track after closing.
You’ll leave with: a 12-month homeowner planNo pass or fail
Wherever you’re starting, there’s a path
We match your coaching and next steps to where you are today.
Building the foundation
Focus on budgeting, credit, savings or income first, with a 6–18 month action plan.
Preparing to apply
Targeted coaching on credit, savings, documents and debt-to-income.
Mortgage ready
Compare multiple qualified lenders and stay sharp on inspections, insurance, closing and fraud.
Readiness stages are education tools, not credit decisions. Only a lender can decide eligibility for a mortgage.
Who it’s for
Future homeowners, at every stage
- Adults 18+ planning to buy a primary home, now or years from now
- You don’t have to be mortgage ready to join
- Wealth Builder Academy graduates welcome
Ready when you are
Join the Homebuyer Academy interest list
We’ll reach out about the next cohort, orientation and how to complete your intake in the Client Portal.
- No cost and no commitment
- A real person follows up, usually within two business days
- Questions first? Call (856) 318-9817
You’re on the list!
Thank you. A member of our team will reach out within two business days about orientation and next steps. Check your inbox for a confirmation email.